金融货币规范英语场景对话
目前在大家的身边到处都有金融，那样你会金融的英语句子吗，今天我们就给大伙看看金融英语，期望能帮助到大伙。
金融英语：美国金融规范
Iwao Tanaka ,making his first business trip to the United States ,is talking to an American banker about the financial and monetary system of the U.S.
田中岩夫首次因公出差工到美国，他正在与美国的一位银行家谈到美国金融和货币规范。
Tanaka:What is meant by the term Federal Reserve System ?Is that the central bank of the United States?
田 中：什么是美国联邦储蓄系统?它是美国的中央银行吗?
Banker :Technically it is not ,Mr.Tanaka,but it functions in that capacity .
银行家：从法律上讲，它不是，田中先生。但它发挥了那样有哪些用途。
The Federal Reserve System ,or the Fed as it is usually called,is the fiscal agent of the United States .
美国联邦储备系统即平时称之为联邦的是美国财政机构。
It has authority to issure notes which are the main currency of the country ,
它有权发行作为国家主要货币的纸币，
to control the money supply and to supervise banks and banking practices in the country .
有权控制货仙的提供量，并有权监督国内银行及银行业务活动。
T;Its owned by the government ,isnt it ?
田 中：它是政府所有，是吗?
B:No ,it isnt .Actually ,the Fed really consists of 12 banks which are owned by all the nationally chartered banks in their respective districts.
银行家：不是的。事实上，美国联邦储备系统包含十二家银行，这类银行都是由所在区域的国家立案银行学会所有权。
But the supervisory board ,called the Board of Governors,is a government agency responsible to the Congress.
但他被叫做总裁理事会的具备监督用途的理事会是一个政府机构，它向国会负责。
T:What do you mean by nationally chartered banks?Dont all banks have to have charters?
田 中：你所说的国家立案的银行的意思是?难道不是所有些银行都需要立案吗?
B:Yes,every bank must have a charter or license to do business .But we have a dual banking system here in the United States.
银行家：是的，每一个银行都需要立案或者得到准许证才能营业。但在美国，大家这里实行的是双重银行体制，
That means some banks are licensed by the Federal government and some by inpidual states.
就是说，有的银行是由联邦政府签发的准许证，而有的则是每个州签发的。
There are approximately 5,000 national banks and 10,000 state banks in the country .
在美国大约有5000所国立银行和10000所州立银行。
T:Are they all supervised by the Fed?
田 中：这类银行受美国联邦储备系统监督吗?
B:only the national banks are .
银行家：不，只有国立银行是如此的。
金融英语：国际货币规范1
Mary Johnson ,an officer of the First National Bank, is discussing the International Monetary System with one of her businessman clients ,Harold Black.
玛丽约翰逊，第一国民银行的高级员工，正和她的一位经商的客户哈罗德布莱克讨论国际货币规范。
Black:I have been reading a great deal recently about exchange-rate fluctuations ,
布莱克：近期，我读了很多有关外汇汇率浮动、
payment balances ,clean and dirty floats ,and the International Monetary System .
收入支出平衡、不受限制的和受限制的汇率浮动与国际货币规范的材料。
While I generally understand the way foreign exchange markets work,I am not sure exactly what the International Monetary System is.
虽然我对于外汇市场的机制有了大概的认知，但对于什么是国际货币规范这个问题还是不十分了解。
Johnson:Well,Mr.Black,the term International Monetary System actually refers to a series of agreements among the major governments and their central banks to bring order and stability to the international exchange markets.
玛 丽：噢，布莱克先生，国际货币规范这一术语事实上是指为了维护国际外汇市场的秩序和稳定，一些影响较大的政府和中央银行之间所签定的一系列协定。
The most important ,signed in 1944,is called the Bretton Woods Agreement .
最为要紧的一个协定是1944年签定的布雷顿森林的协定，
It established the World Bank and the International Monetary Fund.
依据该协定而打造了世界银行和国际货币基金组织。
B:Oh ,so you mean these agreements regulate international exchange rates?
布莱克：那样，你是说由这类协定来管理国际汇率吗?
J:They did until 1971.Up until that time international foreign exchange rates were pegged to fixed values for gold and the U.S.dollar,
玛 丽：直到1971年，这类协定确实起着如此有哪些用途。在当时，国际外汇汇率是以黄金和USD的固定价值来定价的，
which was considered to be the key currency .
黄金和USD被分觉得当时的主要通币。
B:What happened in 1971 to change this ?
布莱克：那样，1971年时，哪些原因改变了这一点呢?
J:The surplus of dollars abroad from foreign aid,capital exports and chronic balance of payments deficits forced the U.S. to formally suspend gold convertibility .
玛 丽：因为外援而导致的海外的USD过剩，资本的输出和长期的国际收入支出逆差迫使美国正式暂停了黄金的可兑换性，
This brought an end to the old Bretton Woods System.
导致旧的布雷顿森林体系宣告结束。
金融英语：国际货币规范2
Ms.Johnson and Mr.Black continue their discussion of the International Monetary System .
约翰逊小姐和布莱克先生继续讨论国际货币规范。
Black :Is that when the Smithsonian Agreement was signed ?
布莱克：史密森协定就是在那时签订的吧?
Johnson:Yes,in December 1971.Under that and subsequent agreements ,the fixed rate exchange system has been changed to a floating exchange rate system in which the value of various currencies fluctuate to restore balance-of-payments equilibrium .
约翰逊：对，是在1971年12月签订的。在史密森协定和随后的一些协定的指导下，固定的外汇汇率规范转变为浮动汇变幻无率规范。在这个规范中，以各种货币价值的波动来恢复国际收入支出差额的平衡。
B:So you mean that foreign exchange rates are new free to change according to the laws of supply and demand?
布莱克：那样，你是说，目前外汇汇率是根据供需规律自由是变化?
J:Not quite .Actually ,we now have a managed floating exchange rate system,or what many people call a dirty float system .
约翰逊：也不完全是如此。事实上，大家目前打造了一个受管制的浮动汇率规范，即很多人称之为：受限制的浮动外汇规范。
This means that ,while there is a great degree of flexibility in exchange rates according to balance of payment factors,
就是说，虽然根据国际收入支出差额的原因，汇率有非常大程度的灵活性，
central banks still intervene in the market by buying or selling large amounts of foreign currencies to prevent wide-ranging fluctuations.
但中央银行仍然用买进或卖出很多外币的方法来预防大幅度的外汇浮动，以此来干涉外汇市场。
B:Why do they do this ?Wouldnt a clean float be better?
布莱克：他们为何要如此做呢? 不受限制的汇率浮动是否会更好些呢?
J:Well,a clean float means that the parity rate of various currencies would go up or go down to restore balance-of -payments equilibrium.
约翰逊：不受限制的汇率浮动意味着各种货币的比价能以涨价或跌价来恢复国际收入支出差额的平衡。
Therefore ,a countrys international trade position could be affected by an appreciation of its currency .
因此，一个国家的外贸地位会由于它的货币的增值而遭到影响了。
B:Oh ,I see.So governments must consider their internal fiscal and political requirements ,too.
布莱克：噢，我了解了。因此政府也需要考虑到国内的财政和政治需要。
J:Yes,thats right .Thats why it takes a great deal of international cooperation to make the present system work .
约翰逊：对，是如此的。这就是为何需要很多国际间协作才会使得这个现行规范发挥用途。
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